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The Sakunat Blog

Expert property guides for every decision

Market trends, construction budgets, home finance and area know-how, published for Pakistan.

Articles

Architect reviewing Bahria Town Lahore house plans with bank mortgage documents and PKR notes on a tableHome Finance

Use a Green Property Certificate lien to borrow PKR 5m

How to use a finishing/renovation facility up to PKR 5m with a Bahria GPC on file. Security via MoD, bank list, fees, LTV/DBR rules, and a live EMI example.

23 Aug 2026 12 min read

Stacked steel rebar bundles at a Pakistani construction site with diameter tags and mill markingsConstruction & Renovation

Grade‑60 vs Grade‑40 rebar in Pakistan: upgrade or save?

Real PKR numbers, city-wise context, and on-site rules to choose Grade‑60 or Grade‑40 in Pakistan—plus where redesign actually saves steel.

21 Aug 2026 9 min read

Ground-floor retail shops in an Islamabad markaz with visible frontage and evening footfallInvestment

Islamabad shop investment: buy after the CDA auction spike?

Practical Islamabad shop investment math after CDA auction spikes—real rents, cap rate targets vs T‑bills, deal costs, and a 10‑step buying playbook.

20 Aug 2026 10 min read

Evening view of DHA City Karachi homes with lit streetlights and a substation in the background, symbolising private power rolloutArea Insights

DHA City Karachi private power: buy now or wait?

Expected DCK DisCo per‑unit rates vs KE, rollout timing, monthly bill math for 5–10 marla homes, and how private power could shift prices and rents.

18 Aug 2026 8 min read

Side-by-side comparison of a builder payment plan schedule and a mortgage EMI chart for a PKR 10 million Lahore apartment in 2026Home Finance

Payment plan vs mortgage Pakistan in Aug 2026

Compare a builder plan to a bank mortgage in Aug 2026 with PKR examples: IRR vs EMI, taxes, MDC during construction, delay risks, and refinance rules.

17 Aug 2026 11 min read

Stacked cement bags under double tarpaulin on pallets at a Lahore house site during monsoonConstruction & Renovation

August cement decision: cement price lock Pakistan

August cement playbook for Pakistan: realistic retail bands, when to lock vs float, bag counts for 5–10 marla, airtight clauses, and monsoon storage that prevents wastage.

16 Aug 2026 9 min read

Buyer reviewing LDA-approved building plans and Green Certificate at LDA One Window in Johar Town, LahoreBuying & Selling

Lahore buyers: Verify LDA approvals before bayana

Before bayana, verify LDA plan, Green Certificate, commercialization dues and NOCs. A clean file can save PKR 300k–900k on a PKR 30–60m deal.

15 Aug 2026 8 min read

Under-construction 5-marla grey structure house with scaffolding and stacked tiles on site in Lahore streetBuying & Selling

Should you sell your grey-structure now or finish it?

Sell your grey shell or finish it? Get FY27 costs, tax/fee impacts, and a simple break-even rule with real PKR ranges for Lahore, Karachi and Islamabad.

14 Aug 2026 9 min read

Excavation and shoring for a basement on a DHA Lahore 1-kanal plot after monsoon, with dewatering pumps and retaining wall formworkConstruction & Renovation

DHA Lahore basement 2026: build after monsoon or drop it?

Should you build the DHA Lahore basement in 2026 after monsoon or redesign? Costs, timelines, waterproofing that actually works, and the shallow service option.

13 Aug 2026 10 min read

Monsoon clouds over a Lahore housing scheme site with parked excavators and muddy roadsBuying & Selling

Buying Lahore plot files in August: monsoon risk checklist

August in Lahore is slower: PLRA checks, monsoon ban, wider spreads. Use this checklist to price right, structure tokens, and avoid transfer surprises.

12 Aug 2026 10 min read

Tenant at a Karachi apartment window reviewing a lease addendum with monsoon clouds outside and a calculator on the tableRenting

Rent increase negotiation Pakistan 2026: accept 10% or extend?

Should you accept a 10% hike or push a CPI-capped 6–9 month extension in Aug–Sep 2026? Get PKR math, comps tactic, and a one-page addendum plan.

10 Aug 2026 10 min read

Pakistani couple reviewing home loan documents at a bank desk, highlighting a 5% mortgage rate switchHome Finance

How to switch to the Mera Ghar Mera Aashiana 5% rate

Clear steps to switch to the Mera Ghar Mera Aashiana 5% rate: eligibility, documents, timelines, EMI savings, caps, and construction tranche handling.

9 Aug 2026 10 min read

Applicant reviewing LDA City Lahore ballot form beside property map and pay orders during monsoon seasonInvestment

Lahore’s LDA 2026 ballot: apply now or buy open market?

Compare LDA 2026 ballot odds vs today’s LDA City file prices, total taxes/fees, timelines, and monsoon delays to decide with numbers, not hype.

6 Aug 2026 7 min read