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The Sakunat Blog

Expert property guides for every decision

Market trends, construction budgets, home finance and area know-how, published for Pakistan.

Articles

Seller and banker reviewing bayana and timeline checklist for a mortgage-backed home sale in PakistanBuying & Selling

Sell to a mortgage buyer in Pakistan: timeline + price

Practical playbook to sell to a bank-financed buyer in Pakistan: milestone dates, bayana split, valuation shortfall math, lien/MOD sequence, and current transfer taxes.

17 Oct 2026 11 min read

Bank officer receiving original property title documents for lien marking under SBP guidelines in PakistanHome Finance

Use SBP lien‑marking to close a PKR 5m home loan fast

Close a PKR 5m home loan faster with SBP lien‑marking. See caps, exclusions, timelines, fees, and the exact bayana/sale‑deed clauses banks need.

16 Oct 2026 10 min read

Bank officer reviewing REIT escrow documents and allocation letter for a Karachi apartment mortgageHome Finance

Will banks fund a REIT apartment before sub-lease?

Will banks fund a Karachi REIT apartment before sub-lease? See the documents, LTV caps, and construction-linked disbursement pattern most lenders follow.

12 Oct 2026 9 min read

Pakistani apartment towers with payment plan and mortgage documents, calculator and rupee notes on a tableHome Finance

Developer installment vs mortgage Pakistan: Q4 2026 call

Q4 2026 call on a PKR 15m apartment: real rupee math, KIBOR impact, total cost, taxes, risks, and the paperwork to demand before choosing installments or a mortgage.

6 Oct 2026 10 min read

Side-by-side comparison of a builder payment plan schedule and a mortgage EMI chart for a PKR 10 million Lahore apartment in 2026Home Finance

Payment plan vs mortgage Pakistan in Aug 2026

Compare a builder plan to a bank mortgage in Aug 2026 with PKR examples: IRR vs EMI, taxes, MDC during construction, delay risks, and refinance rules.

17 Aug 2026 11 min read