The Sakunat Blog

Expert property guides for every decision

Market trends, construction budgets, home finance and area know-how, published for Pakistan.

Pakistani couple reviewing fixed vs floating home loan options with KIBOR charts and EMI figures on a laptop

Fixed vs Floating Home Loan Pakistan: Autumn 2026 Guide

Pakistan 2026 guide: compare fixed vs floating home loans with KIBOR spreads, EMI sensitivity, reset clauses, caps, and 5‑year cost math you can copy.

16 Sept 2026 9 min read

Buyer comparing two property payment plan schedules with dates and rupee amounts on a spreadsheet, Pakistan city skyline in background

Buying & Selling

Compare launch plans at 10.5%: Pakistan guide

Build a PV comparison of launch plans at a KIBOR-based rate. Exact cashflows, taxes and fees, city timing quirks, and a 12 vs 36‑month example at 10.5%.

14 Sept 2026 11 min read

Borrower reviewing a Pakistani bank’s housing finance offer letter with KIBOR+spread details highlighted

Home Finance

Verify subsidized home loans in Pakistan before fees

Before paying fees, verify the subsidy, KIBOR tenor, spread and reset rules in writing. This guide shows the exact proofs to demand and the math to sanity-check.

7 Sept 2026 11 min read

Side-by-side comparison of a builder payment plan schedule and a mortgage EMI chart for a PKR 10 million Lahore apartment in 2026

Home Finance

Payment plan vs mortgage Pakistan in Aug 2026

Compare a builder plan to a bank mortgage in Aug 2026 with PKR examples: IRR vs EMI, taxes, MDC during construction, delay risks, and refinance rules.

17 Aug 2026 11 min read

Pakistani couple reviewing home loan documents at a bank desk, highlighting a 5% mortgage rate switch

Home Finance

How to switch to the Mera Ghar Mera Aashiana 5% rate

Clear steps to switch to the Mera Ghar Mera Aashiana 5% rate: eligibility, documents, timelines, EMI savings, caps, and construction tranche handling.

9 Aug 2026 10 min read