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The Sakunat Blog

Expert property guides for every decision

Market trends, construction budgets, home finance and area know-how, published for Pakistan.

Articles

Buyer reviewing RDA NOC and approved layout documents with a dealer in a Rawalpindi officeBuying & Selling

Add an RDA‑NOC clause to Rawalpindi deals this October

Add a clear RDA NOC clause to your Rawalpindi bayana. Use timed checks, neutral holding, and approved layouts to keep your token safe this October.

19 Oct 2026 10 min read

Homebuyer in Pakistan reviewing a one-page mortgage checklist with CNIC, bank statements, and e-stamped documents on a deskHome Finance

Use SBP PR HF‑7 to cut your mortgage paperwork

Practical guide to SBP housing finance documentation: push back on duplicate asks, manage valuations, and keep your mortgage file lean in Pakistan.

18 Oct 2026 11 min read

Seller and banker reviewing bayana and timeline checklist for a mortgage-backed home sale in PakistanBuying & Selling

Sell to a mortgage buyer in Pakistan: timeline + price

Practical playbook to sell to a bank-financed buyer in Pakistan: milestone dates, bayana split, valuation shortfall math, lien/MOD sequence, and current transfer taxes.

17 Oct 2026 11 min read

Bank officer receiving original property title documents for lien marking under SBP guidelines in PakistanHome Finance

Use SBP lien‑marking to close a PKR 5m home loan fast

Close a PKR 5m home loan faster with SBP lien‑marking. See caps, exclusions, timelines, fees, and the exact bayana/sale‑deed clauses banks need.

16 Oct 2026 10 min read

Masons laying AAC and concrete blocks beside stacked red bricks on a Pakistani housing site, with lintel formwork in viewConstruction & Renovation

Brick vs block Pakistan: switch now or stay put?

Real October site rates and on‑site tips to choose brick, concrete block or AAC—cost, speed, QA and compliance for Lahore, Karachi and Islamabad projects.

15 Oct 2026 9 min read

Shahrah‑e‑Faisal Karachi mid‑rise commercial strip with G+10 offices and ground‑floor retail at sunsetArea Insights

Shahrah‑e‑Faisal G+10: Best Floors to Lease/Resell by 2027

Clear price bands, rent yields and lift/MEP checks for Shahrah‑e‑Faisal G+10. See which floors to buy now to lease or resell well by 2027.

14 Oct 2026 10 min read

Bank officer reviewing REIT escrow documents and allocation letter for a Karachi apartment mortgageHome Finance

Will banks fund a REIT apartment before sub-lease?

Will banks fund a Karachi REIT apartment before sub-lease? See the documents, LTV caps, and construction-linked disbursement pattern most lenders follow.

12 Oct 2026 9 min read

Post-monsoon house plot in Pakistan with dewatering pumps and roller compacting granular fill under a clear October skyConstruction & Renovation

Post-monsoon soil tests and compaction timing in Pakistan

Your Oct–Nov playbook: soil tests, dewatering, OMC windows, and compaction specs that stop settlement on 5–10 marla builds in Lahore, Islamabad, Karachi.

11 Oct 2026 10 min read

Stacked cement bags on pallets and bundled Grade-60 rebar stored under a shed at a Pakistani home building siteConstruction & Renovation

Should you bulk‑buy cement and steel in Oct 2026?

Oct 2026 guide: real PKR rates, phase-wise quantities, storage that works, and when supplier rate-locks make bulk buying cement and steel worth it in Pakistan.

10 Oct 2026 11 min read

Close-up of a Punjab property tax e-challan and PT‑10 certificate with a calculator and CNIC on a deskBuying & Selling

Missed 5% rebate? Stop Punjab property tax surcharge now

Missed the 5% rebate? See how Punjab’s 1% monthly surcharge adds up, how to pay the right PSID, and a 10‑day path to a clean PT‑10 for sale or utilities.

8 Oct 2026 7 min read

Pakistani apartment towers with payment plan and mortgage documents, calculator and rupee notes on a tableHome Finance

Developer installment vs mortgage Pakistan: Q4 2026 call

Q4 2026 call on a PKR 15m apartment: real rupee math, KIBOR impact, total cost, taxes, risks, and the paperwork to demand before choosing installments or a mortgage.

6 Oct 2026 10 min read

Pakistani couple comparing rent and mortgage figures on a phone with city apartment blocks in the backgroundHome Finance

Rent vs buy Pakistan 2026: October break-even at 11.5%

Pakistan 2026 rent vs buy at 11.5%: quick rule, city break-evens, EMI math, FY27 transfer cuts, and how a 5% Apna Ghar rate changes the result.

4 Oct 2026 10 min read

Aerial view of Islamabad’s Blue Area and Margalla backdrop with marked hotel plot footprints in F‑5/1 and E‑11Investment

Price Islamabad CDA hotel plots per room key (Oct)

Price Islamabad CDA hotel plots by PKR per room key. See F‑5/1 vs E‑11 ADR/occ bands, FAR-to-key math, build costs, cap rates, and serviced apartment limits.

3 Oct 2026 9 min read