The Sakunat Blog
Expert property guides for every decision
Market trends, construction budgets, home finance and area know-how, published for Pakistan.
Articles
Home FinanceHow to refinance to Apna Ghar 5% this October
Practical guide to refinance a chunk of your loan to a fixed 5% this October—eligibility, PKR 7–10m caps, fees, timelines, and cash‑flow math for Karachi, Lahore, Islamabad.
1 Oct 2026 12 min read
Home FinanceApna Ghar NBFC vs Bank: Which Route Should You Choose?
NBFC for speed and flexible docs, bank for cheaper post‑subsidy spreads. See caps, fees, rupee EMIs, city coverage and a 10‑day action plan for Apna Ghar.
6 Aug 2026 9 min read
Home Finance5% housing loan Pakistan: apply now or wait?
Who truly gets the 5% loan, how much EMI you’ll pay, the cash you need up front, and when it’s smarter to apply now vs wait—practical, Pakistan-specific guidance.
6 Aug 2026 11 min read