Stamp duty & closing-cost calculator
Estimate transaction costs on a purchase or sale — stamp duty, registration, Capital Value Tax and the slabbed FBR advance tax — by province, value band and Active Taxpayer List status.
“Late filer” = you filed after the due date; FBR charges a middle rate. Advance tax is slabbed: 1.5% up to PKR 5 crore · 2% to PKR 10 crore · 2.5% above
Based on Finance Act 2025 (Tax Year 2026); rates last verified on 3 July 2026. Provincial duties vary by city, DC valuation and property type, and seller-side capital gains tax (holding-period and acquisition-date dependent) is not included. Overseas Pakistanis buying via FCVA/NRVA accounts are exempt from §236K. Confirm with your lawyer or the relevant authority before transacting.
Estimated closing costs
PKR 11.3 Lakh
- Stamp duty (1%)
- PKR 2 Lakh
- Registration fee (1%)
- PKR 2 Lakh
- Capital Value Tax (CVT) (2%)
- PKR 4 Lakh
- FBR advance tax (§236K) (1.5%)
- PKR 3 Lakh
- Town tax & misc. fees
- PKR 30,000
- All-in cost incl. price
- PKR 2.11 Crore
- Effective rate
- 5.65%
- Advance-tax slab applied
- 1.5%
Cost composition
Frequently asked questions
What taxes does a property buyer pay in Pakistan?
Provincial stamp duty, registration fee and CVT on the declared/DC value, plus the federal §236K advance income tax slabbed on the FBR value — 1.5–2.5% for on-time filers, more than quadruple that for non-filers. The calculator applies the current slabs with a verified date.
What is the FBR value and why does it matter?
FBR publishes valuation tables per area; the federal advance tax is assessed on that value, not on whatever price you write in the agreement. If the FBR value of your property is higher than the price, your tax is too — enter both in the calculator to see the real bill.
What changes if I'm a late filer or non-filer?
Late filers (returns filed after the due date) pay roughly triple the filer rate, and non-filers up to 18.5% on high-value purchases. Getting on the Active Taxpayer List before the transfer date is usually worth thousands of times the filing cost.
Do overseas Pakistanis pay these taxes?
Non-resident Pakistanis buying through FCVA/NRVA (Roshan Digital) accounts are exempt from §236K on purchase, and pay a flat 3% final tax instead of CGT when selling. Provincial duties still apply.